Top 8 Most AFFORDABLE States to Buy a House (for under $200k)

1. West Virginia

West Virginia consistently ranks as one of the most affordable states to buy a home. The state's housing market offers a variety of options for under $200,000, from charming cottages in the countryside to modest homes in urban areas.

2. Mississippi

Mississippi offers some of the lowest home prices in the nation, making it a top contender for affordable housing. With a median home price well below $200,000, buyers can find spacious homes with sizable lots.

3. Arkansas

Arkansas boasts a low cost of living and affordable real estate, with many homes available for under $200,000. The state offers a diverse range of housing options, from quaint small-town homes to properties in bustling cities like Little Rock.

4. Oklahoma

Oklahoma's housing market provides excellent value, with a wide selection of homes priced under $200,000. The state combines affordable living with a strong sense of community and a robust job market, particularly in the energy sector.

5. Indiana

Indiana is known for its affordable housing market, especially in smaller cities and rural areas. With a median home price under $200,000, buyers can find a variety of properties, from historic homes to new constructions.

6. Ohio

Ohio offers a diverse housing market with many affordable options. Cities like Cleveland, Columbus, and Cincinnati provide urban living with homes under $200,000, while smaller towns and rural areas offer even more budget-friendly choices.

7. Kentucky

Kentucky's real estate market is favorable for those looking to buy a home on a budget. With a variety of affordable homes available, the state offers everything from suburban houses to rural properties with plenty of land.

8. Alabama

Alabama rounds out the list with its affordable housing market and low cost of living. Buyers can find numerous homes under $200,000, from modern houses in suburban neighborhoods to charming older homes in historic districts.